Understanding Level 2 of Investment:Mutual Fund

Why Invest in Mutual Funds?

A mutual fund is an investment company that pools the savings of individuals and institutional investors who share a common financial goal. These investors buy shares of the mutual fund and become shareholders of the fund they chose. The mutual fund has specific investment objectives and strategies. Investors buy and sell shares of the fund based on the prevailing Net Asset Value Per Share (NAVPS)

Mutual Fund Managers are restricted to put all their investment fund in one security or in a single corporate.

 There are three types of Mutual Funds:

1. Bond Fund - Invested on Government Securities
2. Equity Fund or Stock Fund - Corporate Stocks
3. Balanced Fund - Invested on Stock and Gov't. Securities

ADVANTAGES

»» PROFESSIONAL MANAGEMENT Investors avail of the active professional fund management from full time investment experts. They are backed up by research teams focusing on seizing market opportunities. »» LIQUIDITY Mutual fund shares are redeemable shares. The fund readily buys back shares to be redeemed based on the current NAVPS. Moreover, fund’s portfolio consists of liquid assets mostly marketable securities. »» TAX FREE Earnings from mutual funds are excluded from items classified as taxable income. This is a provision of the Comprehensive Tax Reform Package (CTRP) of 1998. »» DIVERSIFICATION The pooled fund enables it to spread it in various securities resulting to greater propensity to earn more and spreads the risks across the different securities. »» SAFETY The industry is highly regulated by the Securities and Exchange Commission (SEC). Moreover, securities are kept with a custodian bank separate from the management company. The shareholder records are with the transfer agent. An external auditor oversees financial issues.

 »» BEAT INFLATION
Inflation is the  is a rise in the general level of prices of goods and services in an economy over a period of time.^[1] When the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy. 

  »» CAN START SMALL
Can start for an initial minimum investment of Php 5,000.00 (some mutual fund companies Php10,000.00).
And a minimum of Php 1,000.00 or you additional investment.

 »» CONVENIENCE
 Investors can easily view the mutual fund performance thru internet by multiplying their total number of shares bought to the current (NAVPS) Net Asset Value Per Share.

 »»FOR LONG TERM FUTURE GOALS
 For Retirement, Healthcare, Kid's Education, Dream House, Vacation and Business Expansion.

Investing in Mutual fund should be tied up with our future goals.

Investing in Mutual is just like eating a piece of cake.You just let the chef (fund manager) who has the knowledge to bake just for you...

Here's What You're Going To Do If You're Interested to Learn More About Financial Solutions.

Go to this link, and enjoy learnings>>>http://form.jotform.me/form/40234298384458

Or just send your registration information details with the following pattern below:

Name/Location/Occupation/email address/contact number

and send thru any of the following:

Cellphone No's.: 0905-864-0733 / 0929-102-6497

email address: youcanbetrulyrich2@yahoo.com

Level 1 of Investment: "If You Love Your Family Protect Yourself First"

Investing for yourself protection should be your first investment, right?

We call this Level 1 Investing, Why?

Simply because, most Filipinos when they reach their retirement usually don't have any healthcare plan when the real time when they need it comes. We always have these phrases as an excuse, “Bahala na mga anak ko” or “bahala na ang Diyos” that usually comes from our mouth if  we come along with this topic.

It's really a changing world. More and more people, because of materialism mentality and financially ignorant are struggling financially before they reach their retirement. Before, a parent can raise a dozen of children, but now, are we 100% sure that our children can support us in our old age? or would you like to see yourself that you can still support your needs and lifestyle, and more than that, your children can depend on you even you are not working because of age.

So we have to plan for it, as early as we can, while we still can. In IMG, every member should execute what they've learned before going to other investment vehicles. First Level of Investment is Long-term healthcare, it  should be the number one financial need that we must plan for. Imagine that even when we reach the age of 50, 60 or up we already have fund (money working for us) that we can use for our health care needs, not only for you but can be used for all members of the family when it matures.

Level 1 of Investing is aimed to provide solution to the most NEGLECTED need. This should be the FIRST PRIORITY in our financial plan.

There are other reasons why LONG TERM HEALTHCARE PROTECTION is a priority:

• Medical costs doubles every 5-7 years due to inflation (price increase).
•  Even there's a lot of drugstores, medical practitioners, still a lot of sick people die not because there is no medicine and doctors but because of no money.
•  A majority of Filipinos don’t save money for future healthcare needs. I ask you if you still have enough savings for your future?
•  You cannot bring with you the healthcare benefits provided by your   company   when you retire or resign.
•  No traditional healthcare company covers ages 61 and up.
•  Most people rely on their children, or sell properties, or borrow money for their medical needs during retirement.
•  Majority of personal bankruptcy is due to Medical Crisis.

This kind of protection is what you buy when you don't want to use it (would you like to get hospitalized, of course not), but in reality, you can't able to buy it even you can afford to pay, when you need it. Your application will be denied if you're already rendering hospital services and unhealthy, and that's the time when you badly need it.

Are we going to wait before the time of emergency happens before taking our first step?

In a perfect world, there is no sickness. There are no injuries. There is no death. In a perfect world, tragedy, grief and anxiety are absent. Here, you needn't worry about your family's future. Nor would you worry about yours.

In a perfect world, all is as you want it to be "But we do not live in a perfect world". Reality is far from picture-perfect. Sickness, injury and death are part and parcel of our lives. In fact, these are inevitable events in each and every burdens each of us would one day face. In the real world, illness can be financially devastating.

So we have to plan NOW...for our FUTURE... As soon as you were earning, start your first level of investment then continue to plan for your level 2 of investment... Always set priorities while building your solid financial foundation...

If You're Interested to Learn More About Financial Solutions.

Just send your registration information details with the following pattern below:

Name/Location/Occupation/email address/contact number
and send thru any of the following:
Cellphone No's.: 0905-864-0733 / 0998-997-4658
email address: SAVINGYOURFUTURE@yahoo.com

YOU CAN ALSO CHECK AND REQUEST IF THERE'S FINANCIAL SCHEDULES NEAR YOU JUST CLICK THE LINK BELOW:
Check Here for Our Regular Schedules Near You | Filipino Investors Guide

THE PARABLE OF INVESTING...

INVEST THE TALENT THAT HAD BEEN GIVEN TO US.

The Parable of the Talents (Matthew 25:14-30; Luke 19:12-28)

13 “Therefore stay alert, because you do not know the day or the hour. 14 For it is like a man going on a journey, who summoned his slaves and entrusted his property to them. 15 To one he gave five talents, to another two, and to another one, each according to his ability. Then he went on his journey. 16 The one who had received five talents went off right away and put his money to work²⁷⁰ and gained five more. 17 In the same way, the one who had two gained two more. 18 But the one who had received one talent went out and dug a hole in the ground and hid his master’s money in it. 19 After a long time, the master of those slaves came and settled his accounts with them. 20 The one who had received the five talents came and brought five more, saying, ‘Sir, you entrusted me with five talents. See, I have gained five more.’ 21 His master answered, ‘Well done, good and faithful slave! You have been faithful in a few things. I will put you in charge of many things. Enter into the joy of your master.’ 22 The one with the two talents also came and said, ‘Sir, you entrusted two talents to me. See, I have gained two more.’ 23 His master answered, ‘Well done, good and faithful slave! You have been faithful with a few things. I will put you in charge of many things. Enter into the joy of your master.’ 24 Then the one who had received the one talent came and said, ‘Sir, I knew that you were a hard man, harvesting where you did not sow, and gathering where you did not scatter seed, 25 so I was afraid, and I went and hid your talent in the ground. See, you have what is yours.’ 26 But his master answered, ‘Evil and lazy slave! So you knew that I harvest where I didn’t sow and gather where I didn’t scatter? 27 Then you should have deposited my money with the bankers, and on my return I would have received my money back with interest! 28 Therefore take the talent from him and give it to the one who has ten. 29 For the one who has will be given more, and he will have more than enough. But the one who does not have, even what he has will be taken from him. 30 And throw that worthless slave into the outer darkness, where there will be weeping and gnashing of teeth’” (Matthew 25:13-30). ²⁷¹

It is a simple story that our Lord tells here. A man who is preparing to leave on a journey entrusts his possessions to his servants. He distributes his wealth among three servants, apportioned to them on the basis of their abilities. To the first he entrusted five talents, to the second two talents, and to the third one talent. The first two servants quickly²⁷² set to work with their master’s money. The third servant did not invest his master’s money at all; he dug a hole in the ground and buried his master’s money. When the master returned, the first two eagerly met their master, apparently delighted in the opportunity to multiply their master’s money.²⁷³ Both were commended as “good and faithful servants”; both were rewarded with increased responsibilities in their master’s service; both were invited to share in their master’s joy.

The master’s dealings with the third servant is a very different matter. This servant came to his master with only the talent his master had originally entrusted to him. He did not increase his master’s money at all. In fact, if this were to take place today, that money would likely be worth less, due to inflation. This servant offered a feeble excuse for his conduct. He told his master that he was a harsh and cruel man, a man who was demanding, and who expected gain where he had not labored. He contended that this is why he was afraid to take a risk with any kind of investment. And so he simply hid the money, and now he returned it, without any gain. The master rebuked this slave for being evil and lazy. He took his talent from him, gave it to the one who earned ten, and cast this fellow into outer darkness, where there was weeping and gnashing of teeth.

We should carefully note the outcome of faithful service, and of unfaithful service, in this parable. Faithful service led to increased responsibilities in the kingdom of heaven, and eternal joy in the presence of the Master, Jesus Christ. Unfaithful service led to condemnation, the removal of one’s stewardship, and an eternity of weeping and gnashing of teeth in outer darkness, away from the presence of our Lord.

One must surely conclude that this parable is not just an interesting story, but a message of eternal significance. Let us listen carefully then, looking to God’s Spirit to enlighten our hearts and minds, and to empower our service, to the glory of God and our eternal good.

Attend Financial Literacy Seminar with IMG

Why we need Financial Literacy?

In school, they taught us how to get a good job, for us to work hard and earn money, but neglect the part on how to grow and manage our hard earned money. It doesn't matter how much we earn but what we save is what matters most, especially when we retire and stop working. Imagine ourselves 5, 10 or 20 years working and wake up in the morning without source of income and lots of bills and responsibilities on our shoulder. And worst of all, we can be easily be scammed with someone who will told us that being rich is like magic, that you can be financially free overnight. 

However, financial literacy can also be acquired thru books, self study and by attending seminars. But what important is, to have mentors, someone who have been there, and we we're just follow their pathways on how they got there. These mentors are the one's who will continually coach us until we reach our destination.

As a rookie, in doing this blog, I find this useful to encourage everyone, especially my friends, relatives and all Filipinos in general, to be educated about financial literacy and for them to achieved financial freedom.

And moreover, Truly Rich Makers is with IMG-Wealth Academy to bring you a series of wealth academy seminars for personal and financial success, which is FREE of charge.

Who moved us in this mission?

Is a Preacher, a Superhero of Abundance, My Financial Mentor, The Feast Builder, none other Bro. BO SANCHEZ. Thru his leadership, as a member, we believe in him with his mission for all families achieved financial freedom, together with IMG Wealth Academy's vision for all families not to be left behind in terms of financial security.

Never heard of IMG?

It's International Marketing Group simply as IMG, one of the biggest and fastest financial distribution company in the US, Canada, Taiwan, Hongkong, Macau, Cambodia, Vietnam, Dubai, Singapore, Philippines and other countries worldwide. Who have been able to help thousand of associates to take advantage of their flexible time, commitment and schedule, that really change people's lives all over the world. You may also check the URL link to our website at http://img-corp.com/index.php

The IMG-Wealth Academy conducts financial management seminars which focus on investment, debt management, personal development and entrepreneurship. As of now, there are 30 modules, divided as “Series”, which are regularly held in different parts of the Philippines, and other key cities around the world
.
What you will learn if you attend the IMG-Wealth Academy Series?
You will be able to learn solid and practical strategies on how to become financially free.Topics to be discussed on our first module are:

Practical Money Management Strategies:
- The X-Curve Concept: The Blueprint of Financial Planning
- The Six (6) Steps to Financial Freedom
- How Money Works
- How to Build a Solid Financial Foundation
- How to Create Millions with P1,000/month investment
- The Different Sources of Passive Income
- How to Create Multiple Passive Income Streams
- Investment Vehicles and Strategies
- How to Become Your Own Financial Expert/ Adviser
- An Opportunity to Increase Your Cash Flow

How many hours will it take for the said free seminar? 

The first series last from 1 to 2 hours, time varies because you also get a free personal finance check-up and consultations. Regularly, seminars are held in different places all over the world, listed below:

===============================================================

Learn How to Be Truly Rich!

A Financial Literacy Seminar!

IMG offer "FINANCIAL EDUCATION" classes, we provide knowledge, strategies and solutions in major areas of Financial services. We offer personal financial analysis, giving you information so you plan for your Financial Future.

Attend our Free Financial Literacy Seminar and Learn How to:
*Make Money
*Save Money
*Grow Money
*Protect Money

BONUS: Free financial check up. (financial blue print)

CLICK from our list below for our available seminar schedules:

For LUZON: 

Click here for MAKATI

Click here for QUEZON CITY

Click here for CAVITE

Click here for LAGUNA

Click here for PAMPANGA

Click here for BAGUIO

Click here for SAN MATEO RIZAL

For VISAYAS: 

Click here for CEBU

For MINDANAO: 

Click here for CAGAYAN DE ORO

For appointment (if not listed above): 

For inquiries and seminar request for offices, schools, home and any upcoming event participation, you may contact us at 0905-864-0733 / 0998-9974658 or email to savingyourfuture@yahoo.com

Every attendees must read the following conditions:

1. This is a free seminar. Free admission. No need to pay at the venue.
2. Bring your materials for taking down notes.
3. Children are not allowed in training rooms.
4. Please bring jacket if you are going to attend in Makati venue.
5. Don't leave your things unattended. We are not liable for any loss due to negligence.
6. You can bring as many as you can provided that you advise us with their names for reservation.
7. You have no obligation to pay any. However, no one can stop you if you want to execute right away on what you understand from financial concepts and investment strategies that will discuss from the seminar.
8. Look for JERRY SECULLES if ask who invited you or show the posted picture.
9. Brother Bo will not be the speaker but his Truly Rich Makers Team in IMG.

REMINDER: All cancelled reservation will be placed in the RESCHEDULED LIST and will be contacted for next schedule.

International:
- Singapore
- Hong Kong
- United Arab Emirates
- Malaysia
- Macau
- Taiwan
- Thailand
- Dubai

Note:
If you’re interested to attend but not listed above, you can still register with us and we will inform you on our free financial coaching seminars near you or we will coordinate with you our Financial Coach/Trainor in your area. We also do seminars on companies, schools, institutions, small group of friends, family and any institutions whose willing to learn financial literacy, just coordinate with our IMG contact person. Just send us your location/name/contact number thru email at savingyourfuture@yahoo.com

Is there something to buy after attending this seminar?

Absolutely NONE. I knew that is your much concern, as what you always experienced when you attend other seminars.

IMG is a financial distribution company and they carry a wide range of investment and insurance products and services. We're just here to help you understand that IMG is like having a “one-stop shop” of all our financial needs.

For clarifications, IMG's main product is Financial Education and selling those products and services is NOT the main focus of the IMG-Wealth Academy. Means you already had IMG's product at no charge, and that is the Financial Knowledge you gained from listening. You we're not obliged to buy any products. You we're invited to learn and increase your financial wisdom not to buy or sell any.

Here's What You're Going To Do If You're Interested to Attend.

Just send your registration information details with the following pattern below:

Name/Location/Occupation/email address/contact number

and send thru any of the following:
Cellphone No's.: 0998-9974658 / 0905-864-0733
email address: savingyourfuture@yahoo.com

Or REGISTER ONLINE HERE >http://bit.ly/CLICK_HERE_TO_JOIN_US_FOR_FREE

What Should You Bring?
Pen and notebook for taking down notes, however we will send some software materials thru mail on topics discussed from our presentation.

Together with my mentors EVC Fely and Benjie Santiago, Malvin & Matin Leano, we will contact you, where and how you can attain our Free Financial Coaching Seminars.

"Financial Freedom Is Not A Dream, It's A Decision"

"What's Your Financial Situation Today, Is Simply Because On Your Decisions Made In The Past"

"People Are Not Plan to Be Failed, They Just Failed to Plan"

YOU CAN ALSO REQUEST IF THERE'S FINANCIAL SCHEDULES NEAR YOU JUST CLICK THE LINK BELOW:
http://bit.ly/CLICK_HERE_TO_JOIN_US_FOR_FREE

Thank you for visiting... Don't forget to share... God Bless Our Mission...

Earn While You Learn...Amazing Business, that's "IMG"

INTERNATIONAL MARKETING GROUP

COMPANY PROFILE

 Home  Office : 9th Floor King’s Court Building I, 2129 Chino Roces Avenue, Makati City
SEC Registration: No. A20020394
Website: www.img-corp.com
Date Incorporated: March 7, 2002
Industry : Financial Services
President/Chairman: Jose Enrique R. Delas Peñas

 OUR COMPANY

International Marketing Group's independent associates do not just work with clients who have large amounts of discretionary income - instead they work with everyday people helping them make critical financial decisions that help move them from where they are to where they want to be.
International Marketing Group is one of the biggest and fastest growing financial distribution companies in the US, Canada, Taiwan, Hongkong, Philippines and going worldwide. IMG has established agreements with many of the world’s leading financial services companies to provide us a broad array of financial products & services. IMG will help you comply accreditation and licensing requirement of all its Product Provider Companies. Multiple companies (Multiple products) will help you get the best product...Best service ... Highest Rate of Return.... Diversify investments, etc.

OUR MISSION

To Make Your Family's Dream into Reality. We are committed in helping families achieve their dreams, through our business opportunity, as well as our products and concepts.

 OUR VISION

To Lead the Financial Revolution International Marketing Group is positioned to become the no.1 marketing company to deliver investment products & concepts to the average people on a grand scale.

OUR SYSTEM

The vehicle allowing us to achieve our vision and our mission. It has effective ways to build a business with its duplicatable, turnkey marketing system. It provides a great opportunity for individuals to become entrepreneurs and build their teams.
 Each IMG associate is an independent business owner that operates in the local community. So with International Marketing Group, you're never a number, but a valued neighbor your local associate is eager to help.

Be your own BROKER of Financial Services

Direct Access to Multi-Million Affiliated Companies and Earn Commissions from their Products and Services as listed below:
Healthcare-(Long-Term and Short Term Care)
- Kaiser
Life Insurance
- Philam Life
 Non-Life Insurance-(Car/Fire/Accident/Business/Travel)
- Standard Insurance Co. Inc,
- MAA General Assurance Phils, Inc.,
- Malayan Insurance,
- UCPB Gen
- Mafre
- Charter Ping An
- QBE
- Prudential
 Investments-Mutual Fund Stock Companies
- Soldivo
- Philequity Management, Inc.,
- Philam Asset Management, Inc,
- ATR KimEng
 Real Estate
- Crown Asia
- Ayala Land
- DMCI Homes
- SMDC
Asset Preservation
- APS

As An IMG Broker:

-No Boss, You don't have to apply for these companies to sell their products and services. You are not their agent and you are not their employees.
-No Quota, You are not an agent of these companies but enjoy commission like them.
-No Timecards, you can offer their products anytime at your flexible time.
-Lifetime Membership Broker's Code.
-No Demotion, Whatever position you reached, if you're not active for long time, your position still the same when you do business again.

-Lifetime Free Classes (Financial Education) on our offices around the world for you to become financially educated.
-Unlimited Product Training with our Affiliated Companies such as Healthcare, Insurance, Mutual Fund, Real Estate, etc.
-Avail Discounts from financial products and services.
- Earn commission by education and helping people to save and grow their hard earned money.
-Free Financial Check up
-Free Educational Kit, includes wealth academy audio/video cd's., System Builder Book and more...
-Free consultation and advise on how to save and invest properly from professional financial mentors.
-An opportunity to travel other countries for free.

-and more...

HOW TO BECOME A LEGITIMATE IMG BROKER?

1. Broker's Membership fee: Php 3,700.00 (Onetime Time Fee for Lifetime Membership)
2. Level 1 of Investment (Long Term-Healthcare) - WHY?

Simply because IMG wants to assure that all members do what they preach. And all members will retire with their long term healthcare. This plan is for you, for your future healthcare needs. Amazing Company, a company whose concern is to have each member secured and bright future.

WANT TO LEARN MORE?
INVEST TIME TO LISTEN FOR
OUR FREE FINANCIAL COACHING SEMINARS NEAR YOU!!!

Here is my contact details:
Broker’s Name: Jerry Seculles
Member Since 2010
Broker’s Code: 3252IF
CP# : 0998-9974658/09058640733

email: savingyourfuture@yahoo.com
facebook: KuyaJed

YOU CAN ALSO REQUEST IF THERE'S FINANCIAL SCHEDULES NEAR YOU JUST CLICK THE LINK BELOW:
http://www.juanwealthyadvise.com/upcoming-events.html